BTG Smart Bank System (SBS)

BTG’s proprietary retail banking system – Smart Banking System (SBS)- is a fully integrated, customer-focused information system for commercial banks which can respond to demands for integrated operational information. SBS is a very flexible system that is easy to adapt to the unique requirements of each bank.


  • Flexible, parameter-driven system enables a bank to define its own rules for financial transaction processing
  • Ad hoc report generator allows banks to define customized reports
  • Multiple-stage document processing mechanism allows the system to easily adapt to the technological process used in each bank


  • Easy to learn
  • Easy to use
  • Multi-language (English, Latvian, Russian)
  • Complete user documentation
  • Flexible account structure
  • Multi-currency
  • Automatically balances each currency
  • Graphical user interface (GUI)


  • Technical and operational security
  • Powerful system administration tools
  • Detailed history of all transactions
  • Violations journal and audit of system changes


System modules cover whole range of retail banking functionality:

  • General Ledger
  • Clients
  • Payments and transfers
  • Currency exchange
  • Cash management
  • Loans
  • Deposits and Savings
  • Reporting
  • Interfaces to external systems and networks
  • Internet banking

For more information regarding BTG’s Smart Bank System product, please contact us here.